We help people that do not have the time, the skills or the money to invest in property by themselves. We do all the leg work to find discounted properties and share those deals with you. We do the gut wrenching work like attending sheriff auctions, door knocking , cold calling, dealing with tradesmen. The things everyone hates to do.

With our proprietary marketing systems we get in touch with home owners who are needing to sell their property urgently. We find the best Distressed Sales including Pre-Foreclosures, Sheriff Auctions, Fixer Uppers, Deceased Estates and more.

Our main business is flipping properties but we are flexible enough to pivot if the need arises and we see an opportunity for our investors to make some money e.g. we will take on a well priced rental property in a high demand area for AirBnB if a landlord will allow us to sublet and we can make a handsome profit with very little risk .  

We will discuss our strategy with you beforehand

Virtual Investor is a sister company of the Virtual Realty Group.  We have been in the Cape Town real estate industry since 2004 so know the market extremely well. We are experts in this market. We specialize in the lower to middle income market because it is a safe space to play. There will always be high demand in these areas because people need a place to live. These properties tend to move quickly regardless of the market conditions.

We have also put a specialist team of power partners together such as attorneys, loans consultants, real estate consultants, debt repair specialists, financial planners, accountants , specialist in government housing subsidies and various tradesmen and other property related industries. We make these partners available to our members and offer a free financial assessment free of charge and reduced rates on other services. Our aim is to build life long relationships so the more we can educate and build up our members finances, the better for all of us. It’s a win-win for us all.

You can make lots of money through real estate investments but this is not a get-rich-quick scheme unfortunately. We have all heard the saying, if it sounds too good to be true, it is usually too good to be true.

A billionaire once said “ the bigger the party, the bigger the scam “ . In other words, do not get carried away by people who impress you with glitz and glamour.  We will therefore remain financially prudent and not host ultra expensive parties , rent ultra expensive offices , or buy ultra expensive cars. We run a “lean mean machine” to keep costs low and to ensure our investors get the best returns possible. The higher the investment , the higher the returns for our members and partners.

Whilst we cater for high net worth individuals or people who can access finance through traditional home loans, we also have options for people unable to do so due to being over exposed financially or having bad credit records such as “blacklistings” or court judgements.

We believe that property is the greatest long term wealth generator and feel that the people who really needs it to improve their lives are unfortunately the people who are often excluded from property opportunities. Previously, property investments were available only to individuals of a high net worth, as these types of investments required large amounts of capital or very good incomes and credit records. People who did not have access to large amounts of capital could not invest in property  and did not have exposure to the underlying asset and it’s cash flows.

Virtual Investor was founded on the premise of fulfilling the needs of the average investor through the use of crowdfunding.

We are a resilient and passionate team that focuses on making real estate accessible to everyone. For the lowest cost ever, investors are able to choose property investments that allows them to earn passive income and realise their financial goals.

Crowdfunding is the practice of funding a project or venture by raising small amounts of money from a large number of people, typically via the word of mouth, the Internet, or social media. It is an alternative source of finance that allows individuals to invest what they can afford into projects or ventures that they find attractive. It allows investors to invest collectively into a venture in return for equity in that venture. In the case of Virtual Investor, investors will contribute to real estate projects that will provide them with ownership in the form of shares (Equity) in that property in return for their funds. There is no debt involved.

Becoming an investor or partner  is simple and free. Complete the contact form , email or Whatsapp 072 742 6963 to get started. We will get in contact with you to discuss your specific situation and work out the plan most advantageous to you. This should not take longer than a few minutes.

After you have selected an investment and determined an appropriate amount to invest , you can rest assured that we will handle the rest. Watch your wealth grow and realise your  potential  completely passive and hassle-free. You will receive regular updates on your investment.

The structure Virtual Investor has chosen to adopt is one that provides investors with complete transparency and ensures that their funds are safeguarded.

Each property is purchased and owned by a SPV (Special Purpose Vehicle) Investment Company. The sole purpose of this SPV is to house the property and Ring-Fence all incomes and expenses relating to that property as well as provide ownership to the shareholders of the SPV.  Each investment property is housed in a separate SPV Investment Company for the purpose of ensuring that no one investment may negatively impact on another. The shares of one SPV company differs to the shares of any other to ensure ownership specific to a certain property investment.

Shares in a SPV Investment Company are assets and are wholly owned by the investors who have chosen to invest in that property. The shares of the SPV Investment Company will always be owned by the investors who are the ultimate beneficial owners of the property.

This structure has been employed to safeguard investor funds and provide fractional ownership. The structure also provides significant tax benefits for the investor.

An SPV is simply a separate legal entity that is registered with CIPC (Companies and Intellectual Property Commission) as a private company.

In South Africa there is a limit to the number of owners a property can have. In order to accommodate a multitude of investors, Virtual Investor has made use of a SPV structure to cater for as many investors required to invest in a specific property.

The SPV then makes an investment on behalf of its shareholders by purchasing the property. The title deed of the property is registered under the name of the SPV, and the shares that you will receive as an investor will entitle you to ownership in the SPV which in turn gives you ownership in the underlying property investment.

^{We buy discount properties and sell them at a profit and we are looking for investors to Partner with us.}

Each  investor will own a proportionate share in a specific property via the SPV company. The returns earned on a property will be issued from the SPV company and you will receive a share of these returns in proportion to your overall ownership in the property.

The returns calculated are based on the incomes of the property less the property related costs. These costs include but are not limited to, transfer and attorney costs, municipality and service charges,  renovations and maintenance, estate agent fees, management fees and SPV administration fees.

Virtual Investor provides investors with estimates of the expected returns of a property upfront before they can invest. These estimates are based on past and relative performance and is not an absolute indication of future performance or guaranteed in any way but is generally very accurate.

Virtual Investor aims to provide investors with a real world experience of flipping property but does so in a manner that is passive. Like any investment there are real world risk factors that exist and we strive to minimise those risk factors as best as possible by actively doing due diligence on the investment properties we offer.

Virtual Investor does not provide investment or financial advice. As part of our investment offering we will provide you with the tools necessary in order to make an informed investment decision.

In a nutshell, you own a share in a business and your investment is backed by property.

By nature, property as an asset class is a medium to long term investment and the reason for this is so investors can benefit from capital appreciation. We also usually add value by implementing our “renovate and flip” strategy. There is no definite time period as each deal is different e.g. sometimes we can sell a property immediately and make a R200 000 profit ( called a “back to back” deal ) without doing anything to the property, the property transfers in 6 to 8 weeks and we receive our profits and we can pay your share of the profit. Conversely there might be times when we can literally double the value of the property by doing a sub division and make a million rand profit for example. This would however entail  following municipal processes and might take 6 months to a year to get approval.

Hence, each investment listed by us will state an expected investment term. At the end of this period the property will be sold and the proceeds from this sale will be distributed according to your proportionate ownership as an investor. Investors may choose to then take their share of the profits or to reinvest it in another property deal.

During the investment term investors are able to  find a willing buyer of their shares privately and Virtual Investor will assist in the process of transferring ownership of said shares.

How are investments selected for this platform?

To ensure the safety of investors funds and attractiveness of investments offered , we screen each and every property against our strict due diligence model before it is made available for investment to our investors and partners.

As part of our screening process we put every property to the test to ensure that only safe and attractive investments are offered to investors. This process consists of the following:

Background checks on property owner and property

Physical Evaluation

Financial Evaluation

Legal Evaluation

Internal Evaluation

Investment Feasibility and Structuring

We make use of a team of internal and external experts in determining the viability of a property investment to ensure an unbiased and informed investment offering. The team consists of  experienced individuals such as valuators, estate agents , legal practitioners and conveyancers, town planners, architects, various tradesmen etc.

The due diligence model ensures that only quality properties are made available for investors and it is important to note that from the large amount of properties screened only a small portion of viable property investments are presented to investors and partners.

During a fundraising campaign, before an investment can be fully funded and realised your funds are kept in an attorneys trust bank account held in your own name. These funds are not utilised by Virtual Investor in any way until such time we find or have accumulated enough funds for a project.   When we find a project we gain permission from you as an investor to proceed with the purchase of the property.

The Ring-Fenced structure we have adopted provides additional security. Virtual Investor has taken every step necessary to ensure that investors funds are well taken care of and secured. We pride ourselves on safety and security and provide you with peace of mind at every step of the way.

Our philosophy is that regardless of how small the amount is, we do want your money to grow and not sit idle in a bank account earning very little interest. So whilst we are raising funds we do find deals which are perhaps not flipping deals but will create income and will take action with your permission e.g. we recently rented an apartment in a seaside location for 3 months December, January and February at R6000 per month. The owner was keen on the deal because he was travelling abroad for this time period and we paid the 3 months rent in advance (R18 000) which allowed him to purchase his airline ticket and pay for some accommodation abroad. We specifically got permission that allowed us to sub let . We then used  AirBnB and earned about R60 000 rental over the period, minus expenses of about 20% (R12 000) we made R48 000. This left us with a profit of R30 000 ( R60 000 – R18 000 rent- R12 000 expenses) which we distributed to the shareholders or they could choose to reinvest which most did and this in turn grew our fund for the flip.  

If we are however unsuccessful to raise even enough funds to tackle such a small  project,  the investment will lapse and all funds raised will be returned to the appropriate investors plus interest ( if against your religious beliefs we can  donate it to a charity ) less any transaction fees.

In this case we will not earn any fees on funds raised as the capital raise was unsuccessful.